Salary tax calculator for tax year 2026
Enter your monthly or annual income and see the tax, your take-home pay and exactly which slab each rupee falls into. Rates are those set by the Finance Act 2025 for tax year 2026.
Rates are for tax year 2026 under the Finance Act 2025. Salary means salary is more than three quarters of your taxable income. Business covers freelancers, shopkeepers, professionals and AOPs.
Slabs for tax year 2026Salary
| Annual taxable income | Rate on the excess |
|---|---|
| Up to Rs 600,000 | No tax |
| Rs 600,001 to Rs 1,200,000 | 1% |
| Rs 1,200,001 to Rs 2,200,000 | 11% |
| Rs 2,200,001 to Rs 3,200,000 | 23% |
| Rs 3,200,001 to Rs 4,100,000 | 30% |
| Above Rs 4,100,000 | 35% |
Each slab charges its rate only on the income above that band’s floor, plus the fixed amount carried from the bands below. Enter your income on the left to see your own figure.
Common questions
- How is salary income tax calculated in Pakistan?
- Tax is charged on annual taxable salary using slab rates, where each slab adds a fixed amount plus a percentage of the income above that slab's floor. Your employer divides the annual figure by twelve and deducts it monthly.
- What salary is tax free in Pakistan?
- Annual salary up to Rs 600,000 is taxed at zero for tax year 2026, which is Rs 50,000 a month. Above that the first slab applies only to the amount over the threshold.
- Does this calculator include the surcharge?
- Yes. Salaried individuals with taxable income above Rs 10,000,000 pay a surcharge of 9 percent on the tax amount, and the calculator adds it automatically.
- Why does my employer deduct a different amount?
- Employers often account for allowances, bonuses paid mid-year, tax credits, or tax already deducted in earlier months. Small differences are normal and are squared up when the return is filed.
- Do I still need to file a return if tax is deducted from my salary?
- Yes. Deduction is not filing. Without a filed return you are not on the Active Taxpayers List, so you pay the non-filer rate on property, vehicles and banking transactions.
Want us to handle it instead?
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